Selling option · Notable financing
Prepare now, repay at closing
Some homes sell for more after a few targeted fixes. Notable offers financing for eligible prep and selling costs, so you don't have to pay out of pocket up front.
- Up front
- No out-of-pocket prep
- Covers
- Eligible prep & selling costs
- Repayment
- Typically at closing
How it works
- 1
Decide what's worth doing
Your agent helps pick the few fixes buyers actually pay for: paint, flooring, repairs, cleaning, staging.
- 2
Apply with Notable
A short application on Notable's site. Approval and terms come from Notable, not OfferLnz.
- 3
Get the work done
Approved funds go toward eligible prep and selling costs before you list.
- 4
Repay when you sell
The balance is typically settled from your sale proceeds at closing, per your agreement.
Is it right for your home?
Often worth a look when
- Cosmetic work would clearly lift the sale price
- You'd rather not pay for repairs out of pocket
- You have time to finish work before listing
Probably not when
- You need to sell quickly
- Repairs are major or the outcome is uncertain
- A cash or as-is offer already nets close to the same
How it compares
General trade-offs. Your actual numbers depend on your home and the offers you receive.
| Prep with Notable | Sell as-is for cash | List without prep | |
|---|---|---|---|
| Speed | Weeks of prep, then list | Usually fastest | List right away |
| Up-front cost | None out of pocket | None | None |
| Price upside | Highest if fixes pay off | Lower, reflects condition | Market price for current condition |
| Trade-off | Loan costs and work risk | Less money at closing | Fewer or lower offers possible |
Common questions
Ready to see your options?
Applying is free to check and doesn't commit you to anything.
Notable is an independent provider. This is a loan: approval, costs, repayment and eligible uses are set by Notable's agreement. A higher sale price is not guaranteed. OfferLnz doesn't lend, approve or endorse financing.